IDENTITY THEFT/PHISHING ALERT

Peoples National Bank of Kewanee would like to remind our customers and non-    
customers that we will NEVER send any e-mail requesting sensitive information.      
If you receive an unsolicited e-mail that looks like it is from us requesting confiden-  
tial information, please let us know.                                                                          

PROTECT YOURSELF FROM ONLINE FRAUD

Fake e-mail messages sent to you for the purpose of stealing personal and financial
information are among the most common types of e-mail fraud.  Disguised as legiti-  
mate e-mail and claiming to be from sources you trust, these messages attempt to   
entice you to provide various types of personal and confidential information, such as
online ID's and passcodes, Social Security numbers, and bank account numbers.     

TEMPORARY LIQUIDITY GUARANTEE PROGRAM

Peoples National Bank of Kewanee is participating in the   
FDIC'sTransaction Account Guarantee Program.  Under    
that program, through December 31, 2010, all non-interest          
 bearing transaction accounts are fully guaranteed by the    
 FDIC for the entire amount in the account.  Coverage under
the Transaction Account Guarantee Program is in addition 
to and separate from the coverage available under the      
 FDIC's general deposit insurance rules.                               

NOTICE OF INCREASED FDIC DEPOSIT INSURANCE COVERAGE

On July 21, 2010, President Obama signed the Dodd-Frank Wall
Street Reform and Consumer Protection Act, which in part,   
permanently raises the current standard maximum deposit insurance
amount to $250,000.00.  The FDIC insurance coverage limit applies
per depositor, per insured depository institution for each account
ownership category.

   
Please contact us for additional information at 309-853-3333.     



IIMPORTANT SECURITY MESSAGE


Due to the ongoing negative news about Internet safety and browser security flaws,
Peoples National Bank of Kewanee would like to take this opportunity to remind our 
customers about the importance of having current Anti-Virus/Internet Security soft-   
ware and Microsoft critical security patches for Windows Operating Systems.  Anti-   
Virus/Internet Security updates should be set to download and install at least daily   
 and you should schedule a complete system scan of all files at least weekly.  If         
you're using Windows, you shoould also automatically download and install all critical
Microsoft security patches as soon as they are available.  In today's interconnected 
world, it is extremely important to be proactive when it comes to computer safety and
security. Although the headlines paint a grim picture of the Internet landscape, these
simple actions will help to prevent damage to your computer or loss of your confiden-
tial information when using the Internet.                                                                    





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