IDENTITY THEFT/PHISHING ALERT

Peoples National Bank of Kewanee would like to remind our customers and non-    
customers that we will NEVER send any e-mail requesting sensitive information.      
If you receive an unsolicited e-mail that looks like it is from us requesting confiden-  
tial information, please let us know.                                                                          

PROTECT YOURSELF FROM ONLINE FRAUD

Fake e-mail messages sent to you for the purpose of stealing personal and financial
information are among the most common types of e-mail fraud.  Disguised as legiti-  
mate e-mail and claiming to be from sources you trust, these messages attempt to   
entice you to provide various types of personal and confidential information, such as
online ID's and passcodes, Social Security numbers, and bank account numbers.     

NOTICE OF CHANGES IN TEMPORARY
FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS

        All funds in a "noninterest-bearing transaction account" are       
 fully insured by the Federal Deposit Insurance Corporation
  from December 31, 2010, through December 31, 2012.  This
   temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to
                         depositors under the FDIC's general insurance rules                        

The term "noninterest-bearing transaction account"
includes a traditional checking account or demand deposit
account on which the insured depository institution pays no
interest.  It also includes Interest on Lawyers Trust Account
("IOLTAs").  It does not include other accounts, such as
traditional checking or demand deposits that may earn
interest, NOW accounts and Money-Market Deposit Accounts.

For more information about temporary FDIC insurance
   coverage of transactions accounts, visit www.fdic.gov.
   


IIMPORTANT SECURITY MESSAGE

Due to the ongoing negative news about Internet safety and browser security flaws,
Peoples National Bank of Kewanee would like to take this opportunity to remind our 
customers about the importance of having current Anti-Virus/Internet Security soft-   
ware and Microsoft critical security patches for Windows Operating Systems.  Anti-   
Virus/Internet Security updates should be set to download and install at least daily   
 and you should schedule a complete system scan of all files at least weekly.  If         
you're using Windows, you should also automatically download and install all critical
Microsoft security patches as soon as they are available.  In today's interconnected 
world, it is extremely important to be proactive when it comes to computer safety and
security. Although the headlines paint a grim picture of the Internet landscape, these
simple actions will help to prevent damage to your computer or loss of your confiden-
tial information when using the Internet.                                                                    




   

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