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| Regular Checking Account | |
| Service Charge Schedule | |
| Minimum Daily Balance | Monthly Service Fee |
| $500 and Above | No charge |
| $401 to $500 | $1.00 |
| $301 to $400 | $2.00 |
| $201 to $300 | $3.00 |
| $101 to $200 | $4.00 |
| $ 0 to $100 | $5.00
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| There is no maintenance fee, activity fee, or credit back if your average daily balance is $1,000 or more. | |
| Minimum Balance Requirements You must deposit $25.00 to open this account. Additional deposits must be a minimum of $1. |
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| Periodic Statement Your account statement will be generated monthly. You will receive check images with your statement.
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| Basic Checking Account | |
| Service Charge Schedule | |
| There is no activity fee assessed for the first ten items posted during the monthly statement cycle. The activity fee per item after ten is $0.25. Items include checks, debits and ATM withdrawals and transfers. There is a $1.50 per month maintenance fee. | |
| Minimum Balance Requirements There is no minimum balance requirement. |
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| Periodic Statement Your account statement will be generated monthly. You will receive check images with your statement.
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| NOW Account | |
| Minimum Balance Requirements You must deposit $1,000 to open this account. Additional deposits must be a minimum of $1. If the average monthly balance falls below $1,000 there is a service charge. |
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| Balance Computation Method | |
| We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. | |
| Interest Compounded and Crediting | |
| Interest for your account will be compounded monthly. Interest will be credited to your account monthly. | |
| Interest Accrual on Deposits other than Cash | |
| Interest begins to accrue on the business day we receive credit for the deposit of
non-cash items
for example, checks . * Call Bank for Rates Periodic Statement Your account statement will be generated monthly. You will receive check images with your statement.
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| Super NOW Account | |
| Minimum Balance Requirements You must deposit $2,500 to open this account. Additional deposits must be a minimum of $1. If the average daily balance falls below $2,500, the interest rate decreases and there are service charges. |
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Equal Housing Lender
