We will be happy to provide assistance when you need a loan for any purpose. You will benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are a locally-owned bank, you will have the convenience of quick approval of your loan request. In most instances, we can give you an answer within twenty-four hours of the request. 
  • Personal Loans
    A personal loan from PNB can help turn your dreams into reality. Whether borrowing to finance a vehicle purchase, boat or motor home, vacations, or wedding expenses, we can tailor the loan to fit your budget.
  • Real Estate Loans 
    When you need financing or refinancing for a new home, second home, vacation home, or retirement home, PNB has a loan to meet your needs.
    PNB now offers loans through the United States Department of Agriculture (USDA) Rural Development Program.  Eligible borrowers who meet moderate income limits can finance the purchase of an existing single-family home, duplex, townhouse, or condominium.
  • Agriculture Loans
    PNB offers short and intermediate term loans for operating expenses, machinery and equipment purchases, and livestock purchases. Long-term loans are available to finance or refinance farmland, buildings, and improvements.
  • Home Improvement Loans
    Does your house need new siding and windows, a fresh coat of paint, new wallpaper, or maybe the air conditioner needs to be replaced? PNB offers intermediate and long-term loans to get you "fixed up."
  • MasterCard and VISA
    Whether traveling around the world or just across town, you'll find your MasterCard or VISA credit card from PNB can offer indispensable services wherever you go.

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