Peoples National Bank of Kewanee offers a wide variety of term lengths for Certificate of Deposits and Individual Retirement Accounts. With the exception of a 91 Day IRA ($50.00 minimum deposit allowed if coming from a payroll deduction), all other term CDs and IRAs require a minimum deposit of $1,000.00. To inquire about our CDs and IRAs, please contact one of our Customer Service Representatives.

Certificates of Deposit (CD)

A CD is a type of deposit account that often pays a higher interest rate than a standard savings account in exchange for restricting access to your funds during the CD term.


Individual Retirement Account (IRA)

Any individual who has earned income may establish an IRA. The individual may also rollover proceeds from a qualified retirement plan to an IRA.

  • Traditional IRA

    With a Traditional IRA, you may be eligible to take a tax deduction on your contributions in the year of your deposit, then your retirement withdrawals are later taxed as income.

  • Roth IRA

    Roth IRAs work in the opposite way. The money that you contribute now will be taxed as income, but there's no tax on your Roth IRA retirement withdrawals.

There are many factors to consider when opening an IRA, such as contribution amounts, term limits, and your expected income tax rates. Please contact a PNB Customer Service Representative for more details and current CD and IRA rates.

Why choose PNB for your CD or IRA?

Our Customer Service Team

Rachel Slusser Customer Service Supervisor Peoples National Bank of Kewanee Rachel Slusser Customer Service Supervisor Peoples National Bank of Kewanee P: 309.853.3333 Email Me
Kristina Krafft Customer Service Representative Peoples National Bank of Kewanee Kristina Krafft Customer Service Representative Peoples National Bank of Kewanee P: 309.853.3333 Email Me
Ginny McHenry Customer Service Representative Peoples National Bank of Kewanee Ginny McHenry Customer Service Representative Peoples National Bank of Kewanee P: 309.853.3333 Email Me
Christy Cable Customer Service Representative and Safe Deposit Box / Title Clerk Peoples National Bank of Kewanee Christy Cable Customer Service Representative and Safe Deposit Box / Title Clerk Peoples National Bank of Kewanee P: 309.853.3333 Email Me

Note: Please do not send personal information (account numbers, credit card numbers, or social security numbers, etc.) via email. Thank you.