Simplified Retirement Accounts

  • Establish Individual Retirement Accounts for employees and make contributions to the accounts

Bank Statements

  • May be requested more often than the standard monthly statement
  • Paper or electronic delivery
  • Check and deposit images provided

Business Analysis

  • Low monthly maintenance fees and transaction charges for checking account services offset by a competitive earnings credit
  • Statements sent and analysis settled monthly
  • May be tied to multiple business accounts

After Hours Depository

  • Local merchants may make deposits 24 hours a day
  • Locked zipper bags for secure deposits
  • Available at all locations


  • Single-entry bookkeeping system that tracks income and expenses
  • Items entered directly from customer’s encoded checks and deposit slips
  • Monthly reports for tax and cash flow planning

Online Banking

  • Easy, convenient and secure
  • View account activity, transfer funds between PNB accounts, view images, pay bills and more
  • Deposit checks remotely with the PNB Mobile App

Wire Transfers

  • Domestic
  • International

ACH Origination

  • Payroll direct deposit